Monday, January 27, 2020
Communication Differences in Gender
Communication Differences in Gender Communication is an important part of any genders, with verbal and nonverbal communication styles used on a frequent basis. Both types of communications can be independent or used together, and it can be confusing for both men and women if not used correctly so it is important to make sure miscommunication do not by learning. We will be discussing different communication styles in verbal and nonverbal communication used by men and women, and looking at miscommunication that may occurs between genders. To help and explain this and personal experience will be used, and show various strategies to avoid miscommunication, and find possible solution to miscommunication and keep them to a minimal. Communication Styles Communication will be different when it comes to genders and these differences do not relate to any specific personal experience of a gender, and research as shown men will typically be direct, succinct, personal and instrumental in their communication, while women will try to relate to things, use emotions, and gain understanding in a personal way. This research fact shows how men will engage in a conversation using information, while women will try to build a relationship. With this in mind it has led perception of gender communication whether it is verbal or nonverbal communication. General terms and a use of a function standpoint are typical of male’s verbal communication. A functional standpoint is all about exchanging information and reinforcing relationship. With males being more dominant in communication, women until more recently were stereotyped as being submissive in conversation, but differences in language the gender uses are common and communication in relationship with both genders show a contrast in written and verbal communication not related to anyone gender specially. Verbally both gender show differences in communication, with males in some cases using adjectives that may seem judgmental, and women intensive adverbs. Though many also forget that pitch is common communication difference even if the pitch is not gender specific, it can related to one gender more than the other. Typically speaking women are stereotyped to have higher pitch, while men will have lower pitch sound, even though we know that pitch is not related specifically to a gender. Both gender have specific stereotypes on pitches, like when male uses a higher pitch to not sound feminine, and women using lower pitch when want sound more dominant and credible. Vocabulary use is a noticeable between genders, and seen easily when women are speaking as they will use more diverse vocabulary, while men may not have diversity in vocabulary they will use numbers. Women using communication will commonly divulge information with emotions, attitude, and beliefs, but men will avoid this when po ssible. According to GenderSpeak â€Å"An overabundance of tentative forms of expression in one’s communication can be interpreted as a sign of uncertainty and insecurity. But tentative language may also indicate politeness (Watts, 2003) and may have positive, facilitative uses; these kinds of expressions need not be identified with one sex or the other†(Ivy Backland, Ch. 4, p. 174). Both gender will have similarities and differences in their verbal communication, but so will their nonverbal communications. Women are much better at catching nonverbal cues in compared to men, and interpreting cues. Women will commonly use more person nonverbal cue including leaning forward, excellent eye contact to whom they speaking too, while showing more emotional expressions. Men will try change conversation to something with an angle when possible while using less eye contact that shows women will be better at nonverbal communication and staying attuned to them. Miscommunications and Causes Miscommunication experience between both genders may vary, but both gender will have their shares of miscommunications. Males will be more direct when it comes to looking for answers and communications, and they typically will avoid feedback, and not looking multiple option when possible. Females like to using expression, relationships, emotions, and feelings when communication will not have solution, with typical closeness in their communication. Women also do not want advice even if they look like they look like they may need it. It quiet common for males to use conversation to find social order, and try to show their dominance to other in a conversation, but female do not engage in dominance instead they use conversation to be more intimate. Men and women use conversation different and it is important to understand that women tend to have close relationships in their conversation, and will typically seek though, feelings and beliefs, and men want to dominate and find solution in conversation. These differences in communication between the two gender is one of the main causes of miscommunications, as both gender forget to realize that other gender may not communicate in same styles as their gender. With men using communication to dominate socially and get results when communicating, while women will typical use relationships communication, it leads to both gender needing to realize the difference in communication between them so that miscommunications are left to a minimal. Personal Experiences Miscommunication is common occurrence and happen to everyone at some point between men and women, and is also seen quiet often in our societies. IN my personal life I have experience miscommunication and many occasion, and one that would help better understand miscommunication is an argument over a trip needing planning with my girlfriend. Trip planning is an interesting thing as requires a place to go, cost, duration, and other things that will be needed before a trip can be made. With a male and female planning a trip miscommunication is common thing as both may have different ideas, thought, and communication styles to give their ideas. Though stereotypes for genders can be applied in this type a situation, it is not a factor in this situation that will be discussed. In planning a trip with my girlfriend there were miscommunication involved, as both wanted to have control of the conversation, and I would be direct about what I wanted, my girlfriend was not direct and try to bring emotions and relationships into the conversation to convey her points. In the process of deciding on location to go, I was more about going towards a natural and exciting place, while she was wanting a romantic quiet place to go, and we would start arguing over this as we were miscommunicating why we wanted to go to these style of places. With this argument we both had different viewpoints and used different communication styles which we were not understanding, and while I would be direct, she always tried use emotion and relationship in the communicating. This went on for a while until we both realized that neither of us were listening to each other and we need a way to communicate that we both could follow and understand. With us having communication issues we decided to take a breather and try to look at the other person point of view before starting discussion again. In this process I realized she was trying convey her emotion in her communication and bring in relationship, and I may not looked at communicating in this fashion causing miscommunication. After realizing this issue I determine I most try to look at emotional parts of communications, while she realized that try to be more direct would also help and miscommunication were limited on restart of the trip planning discussion. While I was usually more dominate and taking control of discussion in first try, this time around both us try to be equal and my girlfriend took a more dominate role, while I learnt to listen for subtle cues on why she wanted go to a romantic quiet place. In the example above we both realized that we had issues in communication and how we were trying to get our point across, and adjust our communication to come up with solution and clear communication that would work for both of us. Though we still had some miscommunication that were not uncommon in most cross gender relationships it was excellent learning experience. With the change in communication and understanding our communication were not in sync it help us better understand the other and also be more comfortable without worries of hurting other feeling, while adjusting our communication styles so the other could understand and avoid miscommunication. As stated by GenderSpeak â€Å" In expanding their repertoire of communication behaviors, the sexes can learn from each other’s listening tendencies and unlearn some habits and sex-typed conditioning. While listening to support a speaker is an admirable approach, women can expand their listening ability to more thoroughly t rack facts and comprehend information, rather than reading into a conversation more than the facts or trying to â€Å"take the emotional temperature†of the other person (Beebe, Beebe, Ivy, 2007, p. 120)†(Ivy Backland, Ch. 5, p. 203). Effective Strategies With any communication misunderstanding will happen and it not bad idea to have strategies should be available to use to solve these miscommunication. From the personal experience above taking break or pause can be excellent way analyze why communication is not working and work on ways to avoid miscommunications, while helping making a communication move forward so future miscommunication can be avoided before they happen. A pause or break is good way to reflect back on the communication see how you will try re-communicate a thought or idea, though this not the only effective strategies. The pause and break method is great strategy as it does give both side the opportunity to reflect on previous communications and while they failed and how they should proceed to communicate so miscommunication can be avoided. This type strategy also make us all realize that both men and women may have different ways to communicate, whether it is verbally or non-verbally, and look for similarities tha t may be used to help in communicating. It is important in this type strategy to understand that our genders will communicate differently and how we can communicate in the future so less miscommunication will occur. As stated â€Å"A limited amount of information about the sexes and listening behavior exists, but a few key sources agree on a major difference in how men and women listen. It’s not that members of one sex don’t listen as well as the other, but the sexes tend to listen for different purposes.†(Ivy Backland, 2008, Ch.5) The effective strategy above is not the only strategy that is available, to use when having issues in effective communication between genders. Other good ways to effectively communicate include more contact, relationship negations, social support and assistance, increased rewards, and directional definitional. Each strategy can help keep in keeping miscommunication to a minimal, but it should be realized sometimes it not going to work. Even with many different effective strategies to become more effective at communicating, they’re no set strategy that will work best with any communication and situation, and the strategy required can vary to allow for more effective communication. It not uncommon to look at the best solution to answer and with communication the same rule does apply, but it may not work in a communication situation. Conclusion Each gender will communicate differently and it is important that we do understand that sometimes the way we communicate from gender stereotypes and it may not work with the opposite gender. With the many communication styles used by both men and women, and with many of them being similar and different in non-verbal or verbal communication. With women typically using relationships, and men using a more direct approach, both men and women will have miscommunications as they are not realizing the differences in their communication styles. Throughout this paper it has pointed out the various communication styles used by genders and help explain why miscommunication occur who we may avoid them in the future by using various strategies, and learn how each gender may communicate. With many strategies to help with avoid miscommunication it is important to realize that their no guarantee the strategies discussed will avoid the miscommunication completely as sometimes our subconscious may cau se the miscommunication which we will not realize. References Sapiro, V (2002). Women in American Society. An Introduction to Women’s Studies (5th ed.). Manhattan, NY: McGraw-Hill. Ivy, D.K. Backlund, P. (2008). Gender Speak: Personal effectiveness in gender communications (4th ed.). Boston, MA: Pearson: Allyn Bacon Rawluszko, M. (2009). Communication in the conditions of diversity. Kobieta, Biznes, (1-4),53-56. http://search.proquest.com.ezproxy.apollolibrary.com/docview/230449979?accountid=458 Gore, J. S. (2009). The interaction of sex, verbal, and nonverbal cues in same-sex first encounters. Journal of Nonverbal Behavior, 33(4), 279-299. doi:10.1007/s10919-009-00741
Saturday, January 18, 2020
Fin 516 Quiz 1
1. | Question 😠(TCO C) Blease Inc. has a capital budget of $625,000, and it wants to maintain a target capital structure of 60 percent debt and 40 percent equity. The company forecasts a net income of $475,000. If it follows the residual dividend policy, what is its forecasted dividend payout ratio? (a) 40. 61% (b) 42. 75% (c) 45. 00% (d) 47. 37% (e) 49. 74% | | | Student Answer:|  | (d) 47. 37 Equity required (Residual income) = $625,000*40% = $250,000 Dividend paid = $475,000 – $250,000 = $225,000 Dividend payout ratio = 225000/475000 = 47. 37% |  | Instructor Explanation:| Answer is: dText: pp. 570-572 – Residual Dividends, Chapter 14 Capital budget $625,000 Equity ratio 40% Net income (NI) $475,000 Dividends paid = NI – (Equity ratio)(Capital budget) $225,000 Dividend payout ratio = Dividends paid/NI 47. 37% | | | | Points Received:| 10 of 10 | | Comments:| | | | 2. | Question 😠(TCO F) The following data applies to Saunders Corpora tion's convertible bonds: Maturity: 10 Stock price: $30. 00 Par value: $1,000. 00 Conversion price: $35. 00 Annual coupon: 5. 00% Straight-debt yield: 8. 00% What is the bond's conversion value? (a) $698. 15 (b) $734. 89 (c) $773. 57 (d) $814. 29 e) $857. 14 | | | Student Answer:|  | (e) $857. 14 Conversion ratio = Par value / Conversion Price= 28. 5714 =1000/35 Current share price= $30. 00 Therefore, conversion value of the bond= $857. 14 =28. 5714Ãâ€"30 |  | Instructor Explanation:| Answer is: e Chapter 19: pp. 770-774 Conversion value = Conversion ratio x Market price of stock = $857. 14 | | | | Points Received:| 10 of 10 | | Comments:| | | | 3. | Question 😠(TCO B) SA – Your firm has debt worth $350,000, with a yield of 12. 5 percent, and equity worth $700,000. It is growing at a seven percent rate, and faces a 40 percent tax rate.A similar firm with no debt has a cost equity of 17 percent. Under the MM extension with growth, what is its cost of equity? ( a) 19. 25% (b) 21. 75% (c) 18. 0% (d) 17. 5% (e) 18. 4% | | | Student Answer:|  | | | Instructor Explanation:| A is correct. Instructor Explanation: M & M Extension with Growth – Section 26. 4 (pp. 1011-1015) rsL = rsU + (rsU – rd)(D/S) 19. 25% = 17% + (17%-12. 5%)(350,000/700,000)| | | | Points Received:| 10 of 20 | | Comments:| this is you emailed solution – 4. (TCO B) SA – Your firm has debt worth $350,000, with a yield of 12. 5 percent, and equity worth $700,000.It is growing at a seven percent rate, and faces a 40 percent tax rate. A similar firm with no debt has a cost equity of 17 percent. Under the MM extension with growth, what is its cost of equity? My answer is: (d) 17. 5% rsL = rsU + (rsU – rd)(D/S) 17. 5% = 15% + (15%-10%)(200,000/400,000 I am not sure where you got the 15% number for the rsU or the 200,000 for D or the 400,000 for S the calculations and formula are correct but you used all incorrect inputs so I will give you 1/2 cr edit A is correct. Instructor Explanation: M & M Extension with Growth – Section 26. (pp. 1011-1015) rsL = rsU + (rsU – rd)(D/S) 19. 25% = 17% + (17%-12. 5%)(350,000/700,000) | | | 4. | Question 😠(TCO B) Firm L has debt with a market value of $200,000 and a yield of nine percent. The firm's equity has a market value of $300,000, its earnings are growing at a five percent rate, and its tax rate is 40 percent. A similar firm with no debt has a cost of equity of 12 percent. Under the MM extension with growth, what would Firm L's total value be if it had no debt? (a) $358,421 (b) $377,286 (c) $397,143 (d) $417,000 (e) $437,850 | | Student Answer:|  | (c) $397,143 VTotal = VU + VTS, so VU = VTotal – VTS = D + S – VTS. Value tax shelter = VTS = rdTD/(rsU – g) = 0. 09(0. 40)($200,000)/(0. 12 – 0. 05) = $102,857 VU = $300,000 + $200,000 – $102,857 = $397,143 |  | Instructor Explanation:| Answer is: c Chapter 26, pp. 1011-1 015 Debt: $200,000 Equity: $300,000 rd: 9% rsU : 12% T: 40% g: 5% Firm L has a total value of $200,000 + $300,000 = $500,000. A similar firm with no debt should have a smaller valu(e) Here is the calculation: VTotal = VU + VTS, so VU = VTotal – VTS = D + S – VTS. Value tax shelter = VTS = rdTD/(rsU – g) = 0. 9(0. 40)($200,000)/(0. 12 – 0. 05) = $102,857 VU = $300,000 + $200,000 – $102,857 = $397,143 | | | | Points Received:| 20 of 20 | | Comments:| | | | 5. | Question 😠(TCO A) Which of the following statements is CORRECT? (a) An option's value is determined by its exercise value, which is the market price of the stock less its striking price. Thus, an option can't sell for more than its exercise value. (b) As the stock’s price rises, the time value portion of an option on a stock increases because the difference between the price of the stock and the fixed strike price increases. c) Issuing options provides companies with a low cost method of raising capital. (d) The market value of an option depends in part on the option's time to maturity and also on the variability of the underlying stock's price. (e) The potential loss on an option decreases as the option sells at higher and higher prices because the profit margin gets bigger. | | | Student Answer:|  | (c) Issuing options provides companies with a low cost method of raising capital. |  | Instructor Explanation:| Answer is: d Chapter 8, pp. 306-310 | | | | Points Received:| 0 of 20 | Comments:| Companies do not issue Options – they are a trading vehicle of the exchanges – no capital from options go to the firm | | | 6. | Question 😠(TCO F) Suppose the December CBOT Treasury bond futures contract has a quoted price of 80-07. What is the implied annual interest rate inherent in the futures contract? Assume this contract is based on a 20 year Treasury bond with semi-annual interest payments. The face value of the bond is $1000, and th e semi-annual coupon payments are $30. The annual coupon rate on the bonds is $60 per bond (or 6%).The futures contract has 100 bonds. (a) 6. 86% (b) 7. 22% (c) 7. 60% (d) 8. 00% (e) 8. 40% | | | Student Answer:|  | (d) 8% Quote: 80’07 0. 80 0. 07 N: 40 PV = (0. 80+0. 07/32) ? $1,000 = -$802. 1875 FV = $1,000 PMT = $30 I/YR = 4. 00% Annual rate: I/YR ? 2 = 8. 00% |  | Instructor Explanation:| Answer is: d Chapter 23, pp. 917-923 Answer Detail: Quote: 80-07 0. 80 0. 07 N: 40 PV = (0. 80+0. 07/32) ? $1,000 = -$802. 1875 FV = $1,000 PMT = $30 I/YR = 4. 00% Annual rate: I/YR ? 2 = 8. 00% | | | | Points Received:| 20 of 20 | | Comments:| | | | | |
Friday, January 10, 2020
Race, Ethnicity, & Prejudice
Race, Ethnicity, and Prejudice-Online Project At one point in time the U. S. Census defined someone as a â€Å"negro†if they were one-sixteenth black. That is, if one of your sixteen great-great grandparents was of African descent (and the other fifteen were of â€Å"white†European descent), you were defined as â€Å"negro†. In Jamaica, people believed to be of â€Å"pure†African descent are described as black. People who are bi-racial are usually described as â€Å"colored†. In Brazil, there are even more differentiations of those believed to be of African descent.The point of all this is that our definitions are culture-bound and socially constructed. They are, therefore, not particularly scientific and change over time. This does not mean that race and ethnicity have no real meaning. They have meaning because we give them meaning. 1. What method do census enumerators use to classify people according to race? A census enumerator is a person who collects census data. Before 1960, census enumerators were themselves responsible for classifying people according to race. However, in 1960 there was a switch to self-reporting.From this point on, individuals were in control of classifying themselves. It was no longer the census enumerators who classified individuals, but individuals who classified themselves. Census enumerators would just compile the results. 2. Which categories of ethnicity are used by the census bureau? The categories of ethnicity and race used by the census bureau have undergone numerous changes over the years. At first, from 1790 to 1880, the census recorded only â€Å"color. †During this time period it was a person’s skin color that was of importance and there were three categories: White, Black, and Mulatto.The categories expanded in 1890 and consisted of five gradations: Black, Mulatto, Quadroon, Octoroon, and White. It was in 1900 that the word â€Å"race†actually appeared in the ce nsus. The question now asked for each person’s â€Å"color or race. †At this time the census used only two categories: White and Black. It wasn’t until 1950 that the word â€Å"color†was completely dropped and the census only asked for the person’s race. In 1960 people were able to classify themselves. Shortly following the census added the category â€Å"other. In 1977 there were four racial categories established: American Indian or Alaskan Native, Asian or Pacific Islander, Black, and White. Plus there was the â€Å"Other†category. Also, the census added two ethnicity categories: Hispanic origin and Not of Hispanic origin. 3. How have categories changed for the 2000 Census? Since 1977, the racial and ethnic makeup of the country changed significantly. There were no questions as to whether the previous standards still reflected the diversity that was present in the United States. So, with that, the categories for the 2000 census were r evised.The categories now consisted of: American Indian or Alaska Native; Asian; Black or African American; Native Hawaiian or Other Pacific Islander; and White. The category of â€Å"Some Other Race†is also included. In regards to ethnicity, there are two categories: Hispanic or Latino, and Not Hispanic or Latino. Aside from changes in the categories, another significant change for the 2000 census is that respondents are allowed to check off multiple â€Å"race†boxes. 4. What problems do you see with the Census definitions? The diversity in our society is increasing.Putting people in categories is becoming more problematic because the categories are arbitrary; none of the groups have clear or unambiguous boundaries. Classifying people into a certain category is restrictive and doesn’t take into account that â€Å"people classified as â€Å"Asian and Pacific Islander†represent scores of different national and linguistic backgrounds, and â€Å"America n Indian or Alaska Native†includes people from hundreds of different tribal groups†(Healey 13). The census definitions are very limiting and they don’t do diversity justice. Also, there is still no place for a number of groups among the categories listed. For example, where should we place Arab Americans and recent immigrants from Africa? †(Healey 13). I understand that it is unrealistic to have a category for every single group, but we should realize that the definitions used by the census, the classification schemes, have limited utility and application. In addition, there is a growing number of mixed-race individuals for whom there are no categories. Although currently that number is relatively small, it is projected to increase rapidly due to a growing number of marriages across group lines.How should those individuals be classified? Sources: Healey, Joseph F. (2010). Race, Ethnicity, Gender, and Class: The Sociology of Group Conflict and Change. (5th Ed. ). Pine Forge Press, an Imprint of SAGE Publications, Inc. Sweet, Frank W. (2011, Feb. 25). A Brief History of Census â€Å"Race†. Retrieved from http://knol. google. com/k/a-brief-history-of-census-race U. S. Census Bureau, Population Division. Racial and Ethnic Classifications Used in Census 2000 and Beyond. Retrieved from http://www. census. gov/population/www/socdemo/race/racefactcb. html
Thursday, January 2, 2020
Mcminn 4mat Essay - 1661 Words
Psychology, Theology, and Spirituality in Christian Counseling Sondra Rule Liberty University Summary The author of this book Mark McMinn explains how psychology, theology, and spirituality can all be integrated into Christian counseling. He discusses the difference between the three overlapping principles. He wrote this book especially for Christian counselors, pastors, as well as students so that they may clearly understand the meaning of the three principles, allowing them to apply it to everyday problems. The main question this book poses to answer is, How does a Christian counselor integrate their faith into a counseling session in a way that can be beneficial to their clients. He discusses the†¦show more content†¦McMinn 2011, lets us know that spirituality and psychology have to be used together in order for us to have a accurate sense of self, accurate awareness of need, and healing relationships. Concrete Responses After reading this book , I mostly thought about how I first integrated my faith with my personal relationships. I have been Christian for a couple of years now, but every person I get close to or friend I have are not all Christian. Therefore, I had to learn how to not let their habits influence me with what I do and say. I have friends that smoke, get drunk, curse, and many other things that I find not to be Christian behavior. These were once things that I also had taken part in, so continuing our friendship and letting go of bad habits was a struggle for me. Integrating my new life with my old life was changeling because I was always told that your are the company that you keep. I had to make sure I didn’t get myself into situations that could hurt me in the long run. I was set on continuing the friendship I had and remaining a Christian as well. I can remember the first time my faith was tested. It was around five months after I changed my life around. I was invited to g o out to the movies and out to eat with a big group of friends. Being that it was only a dinner and a movie, I assumed it would be okay. The night started off really well, we went to see a really greatShow MoreRelatedMcMinn 4MAT review Essay1817 Words  | 8 PagesMcMinn’s book, Psychology, Theology, and Spirituality in Christian Counseling, 1996, brings theology, Christian spirituality, and psychology into the counseling responsibility. Faith, true, honest, heartfelt faith is his unceasing, steady, melody. McMinn just doesn’t just focus on using Christian doctrine in therapy sessions with your clients. He spends an equal amount of time coaching and educating on the invaluable importance of spirituality in the counselors life. Christian counseling strengthens
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